Battle of the Sexes: Who’s Really On Top Financially?

For as long as we can remember, men and women have been in rivalry with one another – whether that be in the classroom, the workplace or the playground.

But now the time has come to settle the score – your credit score, that is.

Online credit scoring service,, conducted a recent survey to find out who’s really on top when it comes to our finances, and the results might surprise you.

Top line, women have higher credit scores than men on average.  

Your VedaScore (or your ‘credit score’) is a number between 0 and 1,200 that represents the information contained in your credit report. It gives creditors an idea of how financially responsible you are and is used by banks and lenders to determine whether they will lend to you and the rate they will offer. The higher the score, the more creditworthy the individual.

The survey analysed the finances of 1,000 Aussies and reviewed over 2 million credit scores.

The findings? The truth may hurt fellas…

Fact 1: Women are better than menWhen it comes to credit scores, anyway. Results found that the average score of an Australian man was 766 (lower than the national average of 771) compared to a woman’s 778.
Fact 2: Women care more than men20% of men ‘don’t really care about their credit score’ compared to 15% of women.
Fact 3: Woman are more ambitious52% of women are ambitious and focused on achieving their financial goals, compared to 47% of men. Nice.
Fact 4: Men seek the good life24% of men say they overspend because they work hard and earn plenty, so deserve ‘the good life’. Just 13% of women agree.

Sorry guys, but you can’t deny the scorecard!

If you’re a man in denial, there’s a fast way to settle the debate on a personal level. Find your nearest female, head to and get your free individual credit scores in just 60 seconds. Let the battle commence (but don’t say we didn’t warn you)!