Steady job, hot partner, top family and some badass friends. Yep. You’ve got ‘em all and you’re lovin’ life. But without sounding like a Debbie Downer, it won’t necessarily always be the case. Shit happens and it’s worth making sure you’re investing in how you’re spending your time and energy as well as your hard earned coin.
Been OS yet? Perhaps you’ve been too busy studying, entering the workforce or you’ve just splashed too much cash on endless partying or shopping benders.
Travelling the world can be one of the most life-changing things you’ll ever do. And it shows future employers that you’re willing to take risks and immerse yourself in completely new life experiences. Once the spouse, mortgage or rug rats appear, you just might not have the option.
OK, I’m getting a little wussy here, but great relationships are worth nurturing. Don’t gag. Appreciating your other half, family and friends is a no brainer, but don’t forget the day-to-days you meet along the way. Karma can be a bitch, after all.
Random niceness could lead to a new job opportunity, expanded social connections or a hot new love-thing for those on the look out.
You might be fit-as now, but forming bad habits (and we all know ‘em) early in life means the downhill journey into Old Person’s Land will be even harder when the time comes.
Being healthy is not just about the physical stuff either, keeping your grey matter firing is a guilt-free way to get a natural high. And don’t forget about private health insurance either – penalties apply if you don’t have it after 30.
With more and more businesses embracing the virtual office, chances are sometime in the future you’ll be working to some extent from home. Get a head start if you can afford it (or ask loaded Aunty Mary if she needs some birthday gift inspiration) and get a laptop.
And prepare for a job switch (you’ll probably have a few in your career) by working on your social media presence. It’s many employers’ go-to for job stalking.
We instinctively know credit is a poor investment, but most of us don’t hesitate racking up the tab towards the end of a pay cycle. Easy fix? Use cards only for emergencies and don’t buy what you don’t have the cash for.
Start a savings plan (financial experts reckon at least 20% of your income), set up direct debits for bills and make sure your employer is paying super contributions (and the legal amount) on your behalf.
And yes, investments can be an investment and they can be complicated but hey, if The Wolf can get his baby-faced skull around it, surely you can too.